your mortgage journey, simplified.
COPA mortgage is built on one belief: that every client deserves clear, unbiased advice and a mortgage that fits their life, not just what's easiest for a bank.meet the team
COPA stands for COlleen and PAula - lifelong best friends who combined their complementary expertise to build a brokerage where clients always come first.
the faces behind COPA mortgage
Mortgage Agent Level 2 (ON) · Mortgage Associate (ON) · Private Lending Authorized · BRX Mortgage Lic#13463Colleen Shewchuk
With over a decade of experience in the mortgage industry — and a background in real estate — Colleen brings a unique perspective to helping clients achieve their homeownership goals. She recently moved to Ontario to start Copa Mortgage with her lifelong best friend Paula, combining deep industry knowledge with a genuinely caring approach that helps clients feel at ease during even the biggest financial decisions of their lives.
As a Level 2 agent, Colleen is authorized to work with private lenders — giving Copa clients access to solutions that most brokerages simply can't offer.
📞 403-700-8221
Paula is a self-proclaimed "numbers nerd" who loves diving into data and simplifying complex financial situations into clear, practical solutions. Whether you're buying your first home, a second property, or an investment, Paula's goal is to ensure you get the best mortgage for your unique situation — explained in plain language, without the stress.
As your independent mortgage professional, Paula assesses your full financial picture, listens to your goals, and finds mortgage products that actually get you there. It would be a genuine pleasure to work with you.
📞 604-728-1320
Mortgage Agent Level 1 (ON)
Licensed: Ontario BRX Mortgage Lic#13463Paula McCready
who we help
every stage of the homeownership journey
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We walk you through every step — FHSA, RRSP Home Buyers' Plan, CMHC insurance, and the Land Transfer Tax rebate. No jargon, no surprises.
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Upsizing to a bigger home? We help you time your bridge financing, port your existing mortgage, or secure better terms on your next purchase.
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Simplifying your life? We help you maximize equity from your current home and structure your next mortgage to fit your new chapter.
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Access home equity, consolidate debt, or secure a lower rate. We run the full analysis to make sure refinancing is the right move before you commit.
Whether you're buying your first home or your fifth, we have the expertise and lender access to find the right mortgage for your situation.
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For homeowners 55+, a reverse mortgage can unlock tax-free equity without monthly payments. We explain every option so you can decide with confidence.
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From rental properties to multi-unit buildings, we structure investment mortgages to maximize your portfolio's potential and cash flow.
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Non-traditional income is our specialty. We know which lenders understand business owners and how to present your file in the strongest possible way.
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Building a new home? We work with builders and lenders on construction mortgages, draws, and bridge financing so your build stays on track.
why COPA mortgage
As independent mortgage agents, we work for you, not the bank. We shop our full lender network to find the right rate and terms for your situation, and we provide the kind of personal service that big institutions simply can't match.
independent experts on your side.
no cost to you
In most cases our services are completely free to borrowers. We're compensated by the lender — so you get expert, unbiased advice without the bill.
30 minute response guarantee
We respond to all new inquiries within 30 minutes during business hours. On live deals, you get daily updates — no chasing required.
FSRA licensed & regulated
Fully licensed under the Financial Services Regulatory Authority of Ontario (FSRA) through BRX Mortgage. Your file is always in professional, regulated hands.
one application, 50+ lenders
Fill out one form and we do the shopping across banks, credit unions, and mono-line lenders — including private lenders
how it works
simple. clear. guided
free consultation
We learn about your goals, timeline, and finances. No pressure — just an honest conversation about your options.
From your first question to closing day, we handle the complexity so you can focus on your home.
lender shopping
We compare offers across 50+ lenders and present you with your best rate and terms — no guesswork, no bank loyalty required.
close with confidence
We manage everything through to closing day with daily updates — so your only job is picking up the keys.
rate hold & pre-approval
We lock in your rate for up to 120 days and secure a verified pre-approval so you can make offers with confidence.
partner programs
We believe winning in real estate takes a team. That's why we've built formal partner programs with meaningful commitments — not just empty promises.
built for realtors & financial planners
preferred financial planner program
We offer financial planners a collaborative partnership built on shared client success. This includes financial transition planning for clients navigating major life changes, cash flow analysis and debt restructuring, full referral protection (your clients' networks always come back to you), and co-hosted Lunch & Learns to build trust and grow together.
preferred realtor program
Our partner pledge to realtors includes a 30-minute response guarantee on new leads, daily updates on live deals, paycheck protection (if our pre-approval falls through, we send you $500 for your time), referral tracking so your clients always come back to you, and our "Fly for Four" incentive — a $1,200 travel voucher for every four funded deals.
interested in partnering with COPA mortgage? let’s set up a conversation
get in touch
If you're interested in working with us, complete the form with a few details about your project. We'll review your message and get back to you within 48 hours.
let’s talk about your mortgage goals
reach out
need more info? send us a message so we can connect to answer any questions you may have!
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